Mortgage Credit Transfer
How does the housing credit transfer work?
Are you dissatisfied with your current home loan? Tried to renegotiate the contract terms without success? Understand how home loan transfer works in this article.
Articles about:
Home Credit Transfer
Mortgage Credit Transfer
How can I lower the installment of my home loan credit?
Housing credit: what measures can reduce the monthly amount to pay?
Mortgage Savings Credit
Mortgage credit: Average annual interest rate settles at 3.612% in 2023
Notice the data released by the National Institute of Statistics (INE) and learn how to download your home installment.
Mortgage Credit Transfer
Mixed rate was the contracted regime in 71% of home loans in 2023.
The mixed interest rate represented 71% of housing credit contracts in 2023. Check out the data, released by the Bank of Portugal (BdP).
Mortgage Credit Transfer
ECB keeps interest rates unchanged at 1st meeting of the year
The European Central Bank (ECB) keeps interest rates unchanged, continuing the pause in rate hikes at the first meeting of the year. Find out more next.
Mortgage Credit Transfer
Mortgage credit: Early repayments nearly double in 2023
With the rise in interest rates, early repayment of housing credit was a popular option for the Portuguese in 2023 to avoid high interest rates. Check out the numbers.
Mortgage Credit Transfer
BCE keeps interest rates unchanged: "Right time to secure better terms"
For the first time in over a year, the European Central Bank (ECB) decided to pause the rise in interest rates, keeping the values unchanged. According to João Lemos, Director of Savings Operations at Poupança no Minuto, this could be "the right moment to secure better conditions in housing credit".
Mortgage Credit Transfer
BCE cuts interest rates, and housing credit installments will continue to feel relief.
With the new cut in interest rates, those with variable rate mortgages will continue to feel some relief in the coming months.
Housing Credit Acquisition
OE2024: What is expected in housing and how to prepare for it.
The measures for housing in 2024 have been strengthened and detailed in the new State Budget. We explain in this article what changes for the next year and how to prepare at the level of housing credit.
Mortgage Credit Transfer
OE2024. How much can I save next year with the changes?
With the new measures outlined in the State Budget of 2024, which value the salaries of the Portuguese, how much can we save in total? According to the new changes that strengthen incomes, let's see the savings generated by each one, but also how much you can save if you have a mortgage and transfer it.
Mortgage Savings Credit
Have a PPR? Redeem it by the end of 2024 to increase savings
The exceptional measure by the Government, which allows for the withdrawal of funds from your retirement savings plan (PPR) to increase your savings or invest in another project/product without penalties, has been extended until the end of 2024.
Mortgage Savings Credit
IRS 2024: What is the difference between the brackets and the withholding tables?
The Tax Authority (AT) has clarified the difference between the tax brackets and IRS withholding tables, so that taxpayers can better understand the tax they contribute to. Also, it is important to remember that in 2024, the bracket limits will be updated.
Mortgage Savings Credit
Mortgage credit: Euribor-indexed installments will decrease for all terms in 2024.
For those with a variable interest rate housing loan, 2024 brings good news: an expected relief in Euribor rates for three, six, and 12 month terms. Find out when.
Mortgage Savings Credit
How to enter 2024 with the right savings?
The year 2023 is now coming to an end and the hope for a better and more financially comfortable 2024 is evident. Therefore, we will help you evaluate all the options available so that you enter the new year with an organized budget.
Mortgage Credit Transfer
Do you have a mortgage? 2024 brings relief from monthly installments.
For home loan holders with variable interest rate, 2024 finally brings a relief in monthly installments: There is a forecasted decrease in various Euribor rates, with a slowdown in reference interest rates. Understand better what is expected this year and how to immediately reduce your loan installment.