Many know they need a down payment to buy a house, but few realize how much they should have available before looking for a property. The answer goes beyond the 10%.
Comprar casa sem entrada inicial pode parecer impossível, mas em Portugal já existem soluções que tornam este objetivo mais acessível - sobretudo para quem é jovem e está a adquirir a primeira habitação. Com programas de crédito habitação a 100% e alternativas como o uso de fiador ou imóveis de bancos, é possível conseguir financiamento total sem precisar de grandes poupanças.
Are you planning to buy a house? Then you better prepare your wallet.
This new section Tips for saving with Gonçalo Malheiro, Financial Educator and creator of digital content related to finance, brings us the third video about saving for the down payment when buying a house.
The appraisal value of a property is a determining factor in the equity you will need to have available when applying for a mortgage. Did you know that? Let's understand why.
The process of buying a house with a housing loan is costly, but you don't need to spend all your savings. The more informed you are, the less risk you run of losing money in this process. That's why many Portuguese people turn to a credit intermediary to guide them through the contract. Find out how credit intermediation can help you in this article.