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Credit Amortization
Imagem verde com símbolos de percentagem em branco
Personal Credit Emergencies

Como amortizar crédito pessoal?

Quer pagar o crédito pessoal mais depressa e poupar nos juros? A amortização de crédito pessoal pode ser uma forma de ganhar liberdade financeira mais cedo . Saiba tudo sobre como amortizar um crédito pessoal.

28 Jul 20254 min

Mulher a organizar montes de notas de 50 e 100 euros simbolizando amortização do crédito habitação
Mortgage Credit Renegotiation

How much do I pay in commission for early repayment on home loans?

Until the end of the year, no commission is charged for early repayment of the home loan. Learn about the special regime and how much is charged outside of the current regime.

16 May 20242 min

Crédito habitação: Amortizações antecipadas quase duplicam em 2023
Mortgage Credit Transfer

Mortgage credit: Early repayments nearly double in 2023

With the rise in interest rates, early repayment of housing credit was a popular option for the Portuguese in 2023 to avoid high interest rates. Check out the numbers.

15 Feb 20243 min

Renegociações no crédito habitação aumentam 5 vezes mais em 2023
Mortgage Credit Renegotiation

Mortgage renegotiations increase 5 times more in 2023.

Home loan renegotiations rise to 8.8 billion euros - a 5 times growth from 2022 to 2023. Understand better what is at stake, in the link below.

13 Feb 20243 min

Fachada de prédio tradicional com azulejos azuis e brancos, visto de baixo, com uma árvore florida à frente e roupa amarela pendurada na varanda.
Housing Credit Acquisition

When amortizing in home credit, how much time can I reduce on the contract?

Making an early amortization of the home loan can serve various purposes. If you have a sum of money ready to invest or want to use savings to apply to your home loan, consider whether you want to reduce the current installment you pay or the term. Understand better in this article.

18 Dec 20234 min

Novas medidas crédito habitação: Como avançar com pedido ao banco?
Housing Credit Acquisition

New housing credit measures: How to proceed with a request to the bank?

Three measures are at stake, now approved by the Council of Ministers, to help Portuguese citizens with their housing credit installments: the reduction and stability of the installment for two years, the extension and simplification of credit bonuses, and the extension of the suspension of amortization commissions. Find out if you are eligible and how to apply.

25 Sep 20234 min

Miniaturas de casas coloridas entre casas pretas, com destaque para várias em rosa.
Housing Credit Acquisition

How to make an early repayment of my home loan?

Paying off your home loan early can be a solution to reduce the monthly installment you pay for this burden. Find out how it works, as well as the advantages and disadvantages.

11 Aug 20234 min

Pessoa a segurar um cartão bancário enquanto utiliza o computador, simbolizando a decisão de pedir crédito para pagar outro empréstimo.
Personal Credit Emergencies

Can I take out a personal loan to pay off another loan?

Depending on the type of credit to be settled, it is possible to hire a personal credit to do so. However, there are some factors to pay attention to so that the personal credit is approved. We explain everything in this article.

11 Aug 20233 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Intermédiaire de Crédit inscrit auprès de la Banque de Portugal avec le nº 0006860

Financefy - Mediação de Seguros Lda, inscrite à la ASF avec le nº 423578365


Poupança no Minuto est une marque de Financefy, S.A., intermédiaire de crédit lié, immatriculé auprès de la Banque du Portugal sous le numéro 0006860. Services autorisés : présentation ou proposition de contrats de crédit aux consommateurs. Assistance aux consommateurs, par la réalisation d'actes préparatoires ou d'autres travaux de gestion précontractuelle relatifs à des contrats de crédit non présentés ou proposés par l'entreprise. Prêteurs: Bankinter, S.A. - Succursale au Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Succursale au Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Succursale au Portugal, Immobilier Credit Union, S.A., Établissement Financier de Crédit (Entreprise Unique) - Succursale au Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Institution Financière de Crédit, S.A.