Mortgage Credit Transfer
BCE cuts interest rates and housing loan installments will continue to experience relief.
With the new cut in interest rates, those with variable rate mortgages will continue to feel some relief in the coming months.
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Mortgage Credit Transfer
Learn how to have more financial freedom by renegotiating, transferring, or consolidating credits.
If your credits are weighing on your budget, there are solutions within your reach. Renegotiating, transferring, or consolidating credits can help you save, simplify, and regain control of your money.
Housing Credit Acquisition
Is it harder to get a loan when the Euribor goes up?
With the increase in interest rates, banks reduce the amount of financing available to families, making access to credit more restricted. Understand how the Euribor influences your ability to obtain a loan.
Housing Credit Acquisition
Young house buyers: Besides tax exemption, they may have 100% financed credit.
Young people up to 35 years old can benefit from exemption of IMT and Stamp Duty when buying their first house, exemption of property registration costs, and public guarantee that allows 100% financed mortgage credit.
Housing Credit Acquisition
Housing payments can decrease by more than 100€ in April.
Mortgage installments will decrease on all Euribor terms in April.
Housing Credit Acquisition
Buying a house: 26 thousand young people have already benefited from tax exemptions.
The tax benefit of exemption from taxes on home purchases has already reached 26 thousand young people. The average value of houses is around 189 thousand euros.
Housing Credit Acquisition
Young funding up to 100% can now be granted by authorized financial corporations.
Authorized financial societies will now be able to provide 100% financing to young people up to 35 years old with the measure of public guarantee.
Housing Credit Acquisition
In 2024, 43% of new housing credits are young people up to 35 years old.
Almost half of the housing credits in 2024 were contracted by young people up to 35 years old, driven by new government incentives.
Housing Credit Acquisition
How does the IRS impact the financial ability to request credit?
The income declared in the IRS influences the approval and conditions of your credit. Learn how to optimize your statement to improve the effort rate, increase financing capacity, and even reduce debts.
Housing Credit Acquisition
The home loan interest rate dropped to 3.830% in February.
The interest rate on housing loans fell to 3.830% in February, 15.4 basis points lower than in January. However, in more recent contracts signed in the last three months, the rate increased to 3.200%.
Housing Credit Acquisition
When is the best time to take out a home loan?
Do you want to buy a house? Knowing when to apply for a housing loan can make all the difference in what you will pay. Discover the factors that influence this decision.
Housing Credit Acquisition
When does the money from the mortgage credit get deposited into the account?
In the home buying process through a housing credit, at what moment is the financing amount made available? Find out next.
Housing Credit Acquisition
What impact have the Euribor declines had on mortgage installments?
With the downward trend of Euribor in recent months, there has also been a decrease in mortgage installment for those with variable-rate loans. Check how much with practical examples below.
Housing Credit Acquisition
How long does it take from pre-approval of a mortgage to signing the deed?
The process can take 4 to 12 weeks. Learn what influences the timeframe and how to avoid delays.
Housing Credit Acquisition
This young couple saved about 60,000 euros by accessing 100% home financing.
This couple bought their new home without the need for a large initial investment, saving thousands of euros on the down payment.