Housing Credit Acquisition
100% financing for young people in mortgage credit: How does it work?
Young people can apply to access 100% financing when buying a house with a mortgage through the public guarantee measure.
Highlights
Housing Credit Acquisition
Young mortgage credit 100% financed: How to make a down payment on the CPCV?
The benefit of the public guarantee that the State has implemented for young people up to 35 years old allows financing of the house to 100% without having to finance any down payment. But what happens to the signal that has to be paid in the CPCV, before the deed? Find out the options next.
Housing Credit Acquisition
Young house buyers: Besides tax exemption, they may have 100% financed credit.
Young people up to 35 years old can benefit from exemption of IMT and Stamp Duty when buying their first house, exemption of property registration costs, and public guarantee that allows 100% financed mortgage credit.
Taxes
IMT young exemption for purchasing a home with new limits in 2025.
Notice the limits of this benefit, updated in 2025.