Related to: "Simular crédito habitação: Como fazer e de que precisa "

Qual a importância de simular um crédito antes de contratar?
Housing Credit Acquisition

What is the importance of simulating credit before engaging in a contract?

To simulate a loan is essential to ensure that you are making the right financing choice and avoid compromising your financial health. Understand better, next.

22 Oct 20244 min

Encontre a melhor proposta de crédito habitação com os nossos simuladores
Housing Credit Acquisition

Find the best mortgage proposal with our simulators.

Looking to take out a mortgage? Transfer your credit to another bank? Now it's easier: Get to know the free online simulators of Poupança no Minuto, which show you the best credit proposal for you in one minute.

04 Dec 20233 min

Use (e abuse) destes simuladores para poupar no seu crédito habitação
Credit intermediation

Use and abuse these simulators to save on your home loan.

Found your perfect home and need to hire a housing credit? Or are you stuck with Euribor and want to change the conditions of your current housing credit? Poupança no Minuto offers two simulators to find the ideal solutions for you.

28 Feb 20243 min

Garantia pública na compra de casa não abrange casais com um só jovem até 35 anos
Housing Credit Acquisition

Public guarantee in home purchase does not apply to couples with only one person under 35 years old.

The public guarantee for home purchase aimed at young people will not be able to cover a couple of two young people, if one is over 35 years old.

13 Nov 20242 min

Calculadora em mesa de madeira às cores roxa e verde e mão esticada a carregar em tecla da calculadora
Housing Credit Acquisition

Como calcular a prestação do crédito habitação?

Vai comprar casa ou já tem crédito e quer perceber melhor como se calcula o valor que paga todos os meses? Neste artigo, explicamos como calcular a prestação do crédito habitação, quais os fatores que a influenciam e como fazer simulações com confiança.

04 Jul 20256 min

De que preciso para fazer uma simulação de crédito habitação?
Housing Credit Acquisition

What do I need to do a mortgage credit simulation?

To request a home loan simulation, it is necessary to provide some information to understand how much you may have to pay. These simulations are indicative, but can help you assess whether it is viable to proceed with a home loan application.

10 Aug 20234 min

Precisa de fazer alterações numa casa? Conheça o crédito pessoal para obras
Home Improvement Loan

Need to make changes to a house? Discover personal credit for renovations.

Are you going to buy a property that needs renovations? Or just improve a house you already own? In any case, there is a solution: personal credit for works. It is a simple financing that can be contracted digitally. Learn how it works.

04 Sep 20234 min

Prestação da casa indexada à Euribor a três meses descerá em dezembro e janeiro
Mortgage Credit Renegotiation

House installment linked to 3-month Euribor will decrease in December and January.

For those who have contracted the three-month Euribor on their variable rate mortgage, in December and January they will begin to feel a slight reduction in the monthly installment they pay. This is because interest rates have already reached the maximum limit. Understand better when each term begins to impact the house payment.

27 Dec 20233 min

Casal feliz sentados a assinar contrato de crédito habitação em mesa
Housing Credit Acquisition

Can I choose the mortgage before choosing the house?

Is it possible to start dealing with home loan before choosing the property? The answer is yes! Find out how, right away.

15 May 20246 min

Cozinha de casa simbolizando crédito habitação
Housing Credit Acquisition

Need a home loan? Find the best without hassle and cost-free.

If you are looking for a housing loan, know that it is possible to find the best on the market for you, without any hassle or cost. Understand how a credit intermediary like Poupança no Minuto can help you.

11 Jun 20243 min

Duas pessoas sentadas numa mesa de madeira, na mesa estão alguns papéis um computador portátil. A imagem visa representar a análise de uma proposta de crédito
Housing Credit Acquisition

FINE: Learn how to analyze a credit proposal.

When buying a house with a housing credit, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a form called FINE, know its purpose and how to analyze it.

11 Aug 20234 min

Pessoa a calcular a taxa de esforço
Housing Credit Acquisition

Effort rate: What is this concept and how is it calculated?

The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?

11 Aug 20239 min

Crédito habitação: O que difere a TAN da TAEG?
Housing Credit Acquisition

Mortgage loan: What is the difference between APR and APRC?

When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?

11 Aug 20234 min

Crédito habitação: Taxa de juro fixa, mista ou variável?
Housing Credit Acquisition

Mortgage credit: Fixed, mixed, or variable interest rate?

The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the loan?

11 Aug 20237 min

Glossário do crédito habitação
Housing Credit Acquisition

Housing credit glossary

Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.

11 Aug 202310 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.