Lié à: "Pre-credit approval for a mortgage: Everything you need to know in just one eBook."

Guia completo sobre a pré-contratação de crédito habitação
Housing Credit Acquisition

Guia completo sobre a pré-contratação de crédito habitação

Vai comprar casa com recurso a crédito? Este guia ajuda-o a preparar-se para todas as etapas prévias à contratação – da simulação à escritura, da entrada inicial à escolha do banco – para garantir que toma decisões informadas e ajustadas à sua realidade financeira.

17 Jun 20256 min

Mesa castanha onde estão duas pessoas sentadas. Na mesa estão algumas folhas, uma pequena casa de madeira e uma das pessoas segura uma calculadora. A imagem visa representar intermediários de crédito habitação
Credit intermediation

Mortgage brokers - What are they and why use these services?

If you are thinking about buying a house or obtaining a loan to achieve another personal goal like buying a car or going on a trip, you have probably come across the term "credit intermediaries." But what are credit intermediaries? What do they do?

11 Aug 20237 min

Poupança no Minuto: A aliada perfeita na intermediação de créditos e seguros
Credit intermediation

Savings in a Minute: The perfect ally in credit and insurance intermediation.

It's true: Savings in a Minute now has a blog! The credit intermediary and insurance mediator now complements its services with reliable information. But who is Savings, what sets it apart from other brands, what it believes in, and what it offers? That's what we will talk about in this article.

11 Aug 20234 min

Pessoa a utilizar o portátil enquanto analisa documentos digitais, simbolizando o apoio de um intermediário de crédito na compra de casa.
Credit intermediation

Did you know that buying a house doesn't mean spending all your savings? Use a credit intermediary.

The process of buying a house with a housing loan is costly, but you don't need to spend all your savings. The more informed you are, the less risk you run of losing money in this process. That's why many Portuguese people turn to a credit intermediary to guide them through the contract. Find out how credit intermediation can help you in this article.

22 Aug 20235 min

Crédito recusado por DSTI excedido? A Poupança no Minuto pode ajudar
Credit intermediation

Credit refused for exceeded DSTI? Savings in Minuto can help.

Your credit or credit transfer was rejected by the bank due to the exceeded DSTI ratio with stress? This ratio can lead to non-approval of financing, if it exceeds 50%. But, after all, what does it represent in credit and how can you work around it?

10 Aug 20237 min

Mediação de seguros: “Sem sombra de dúvidas, foi essencial”
Insurance Mediation

Insurance mediation: "Without a doubt, it was essential"

When hiring an insurance policy, it is essential to be informed about the various market options so you can choose the most suitable one for you. But how can an insurance broker help in this process? Find out how, through the words of an insured who went through the experience.

13 Dec 20233 min

Quer poupar com créditos ou seguros? Conheça os serviços do Poupança no Minuto
Credit intermediation

Want to save on credits or insurance? Get to know the services of Savings in a Minute.

Looking to save on your loans or insurance? You are in the right place! Minute Savings can help you through credit intermediary services and insurance mediation. Want to better understand how these services work and how we can help you? Let us explain in this article.

30 Oct 20233 min

Estetoscópio junto a um computador portátil, simbolizando a contratação de seguros online
Insurance Mediation

Can I hire insurance online?

Hiring insurance online is possible, but has its advantages and disadvantages. It is necessary to pay attention to some issues when subscribing to this product digitally. For that, you can also ask for help from an insurance mediator.

13 Dec 20233 min

Use (e abuse) destes simuladores para poupar no seu crédito habitação
Credit intermediation

Use and abuse these simulators to save on your home loan.

Found your perfect home and need to hire a housing credit? Or are you stuck with Euribor and want to change the conditions of your current housing credit? Poupança no Minuto offers two simulators to find the ideal solutions for you.

28 Feb 20243 min

Mulher sentada em sofá com mãos na cabeça inclinada sobre mesa com papéis e portátil
Insurance Mediation

Insurance clients have been increasingly turning to brokers in the hiring process.

According to the data released, insurance customers have been seeking more information about the various options in the market, resorting to insurance brokers before making the decision to take out insurance. Learn about the relevant data and how an insurance broker works.

30 Apr 20243 min

Sala de reuniões com janelas e mesa com cadeiras em volta
Insurance Mediation

Insurance sales by banks? Government reopens possibility.

At stake is a measure referenced in the Government's program "Build Portugal," still without a deadline, which allows banks to sell insurance related to mortgage credit.

21 Jun 20243 min

Poupe-se: A nova campanha do Poupança no Minuto vai ajudar a poupar e ser poupado
Credit intermediation

Save yourself: The new Poupança no Minuto campaign will help you save and be spared.

We have launched a new campaign called "Save Yourself", aiming to make a difference in the credit intermediation and insurance mediation segment.

27 May 20242 min

Pré-contratação de crédito habitação: Tudo o que precisa de saber num só eBook
Credit intermediation

Pre-credit approval for a mortgage: Everything you need to know in just one eBook.

Hiring a home loan can be a complex process, especially for first-time buyers. But Poupança no Minuto has gathered everything you need to know in one eBook!

08 Oct 20242 min

Intermediação de crédito: Como facilitar a contratação do seu empréstimo
Credit intermediation

Credit intermediation: How to make the contracting of your loan easier.

Learn what credit intermediaries are and how they facilitate the hiring of a loan.

29 Oct 20242 min

Mediação de seguros: Garanta ajuda para escolher a proteção certa para si
Insurance Mediation

Insurance brokerage: Ensure assistance in choosing the right protection for yourself.

Understand how insurance mediation works in searching and choosing the ideal protection proposal.

29 Oct 20241 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Intermédiaire de Crédit inscrit auprès de la Banque de Portugal avec le nº 0006860

Financefy - Mediação de Seguros Lda, inscrite à la ASF avec le nº 423578365


Poupança no Minuto est une marque détenue par Financefy, S.A., intermédiaire de crédit lié, enregistré auprès de la Banque du Portugal sous le n° 0006860. Services autorisés : présentation ou proposition de contrats de crédit aux consommateurs. Assistance aux consommateurs, par la réalisation d'actes préparatoires ou d'autres travaux de gestion précontractuelle relatifs à des contrats de crédit qui n'ont pas été présentés ou proposés par elle. Prêteurs : Bankinter, S.A. - Succursale au Portugal, Caixa Geral de Depósitos, S.A., Banco BPI, S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A. - Succursale au Portugal, Banco CTT, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Succursale au Portugal, Unión de Créditos Inmobiliarios, S.A., Establecimiento Financiero de Crédito (Sociedad Unipersonal) - Succursale au Portugal, BNI - Banco de Negócios Internacional (Europa), S.A., Banco BIC Português, S.A., Unicre - Instituição Financeira de Crédito, S.A.