Not complying with the repayment obligations of a loan such as a housing credit implies having consequences, such as interest and fees. One of them being late interest, which adds to the outstanding amount. Let's see how much this amount can be.
A mortgage guarantee can be associated with a housing loan, but not only! There are other types of guarantees and other types of mortgage loans. It's true... find out everything in this article.
The issue arises within the scope of the legislation of the new Government measure to support the Portuguese with their home loans, fixing and lowering the monthly amounts. Find out if you have already been or are currently under the PARI program with your mortgage, you can join the support in question.
Inflation continues to show no significant decrease and the prices of products and services have remained a problem for the wallets of Portuguese people. According to a study, due to this situation, the increase in payment defaults has become increasingly evident. Find out what is at stake.
Even though default has decreased throughout 2023, risky loans have increased. Check out the numbers and learn how to reduce the risk of defaulting on your credit.
Desde manutenção da isenção de comissões de amortização, à possibilidade de renegociar condições contratuais, conheça as opções disponíveis para otimizar o seu crédito habitação e evitar situações de incumprimento.
The sudden loss of income or an increase in interest rates can lead to situations of defaulting on loan payments. Consolidating loans is an option that can provide immediate savings. How does it work?
Depending on the type of credit to be settled, it is possible to hire a personal credit to do so. However, there are some factors to pay attention to so that the personal credit is approved. We explain everything in this article.
The school year is almost here and it's time to start organizing the budget. Taking a course can be expensive, that's why there are financial products to help you, such as personal loans for students. Is your next future project to study? Find out how this credit works.
Are you afraid you won't be able to pay off a loan due to unexpected events like involuntary unemployment or an accident that causes disability? This is where a credit protection insurance comes in. However, this is an insurance that requires many requirements. Let's explain how this insurance works.
Go to university in September, to a shared house, and want to make the space welcoming without spending a lot of money? Get to know some tips to feel at home, and not exceed your savings.
Now it's possible to replace your identification documents with the digital version, in a government application that brings together documentation. But how does this innovation work?
Buying a car is an important achievement in anyone's life, not only because of the responsibility involved, but also because of the impact it will have on your wallet. From the credit, insurance, and maintenance expenses, having a car impacts the budget, but how much?
According to DECO Proteste, some families have 20 financing agreements, with the main cause being credit cards. But how to relieve this burden of credit? Learn about the options next.
The IEFP has launched a 750 euro support for workers, but do you have the requirements to apply? If not, we introduce you to personal training credit.