Relacionados com: "Como calcular a prestação do crédito habitação? "

Finanças a dois: organizar o orçamento para comprar casa

Comprar casa em casal é um objetivo comum, mas nem sempre existe uma estratégia financeira partilhada. Quando cada pessoa poupa de forma isolada, tem prioridades diferentes ou não sabe exatamente quanto o outro consegue contribuir, o processo torna-se mais lento e mais confuso. Já quando existe alinhamento, método e transparência, torna-se muito mais fácil juntar a entrada, controlar os gastos e chegar ao banco com uma posição mais forte.

Housing Credit Acquisition

Find the best mortgage proposal with our simulators.

Looking to take out a mortgage? Transfer your credit to another bank? Now it's easier: Get to know the free online simulators of Poupança no Minuto, which show you the best credit proposal for you in one minute.

Credit intermediation

Use and abuse these simulators to save on your home loan.

Found your perfect home and need to hire a housing credit? Or are you stuck with Euribor and want to change the conditions of your current housing credit? Poupança no Minuto offers two simulators to find the ideal solutions for you.

Housing Credit Acquisition

Public guarantee in home purchase does not apply to couples with only one person under 35 years old.

The public guarantee for home purchase aimed at young people will not be able to cover a couple of two young people, if one is over 35 years old.

Housing Credit Acquisition

Simular crédito habitação: Como fazer e de que precisa

Antes de pedir um crédito habitação, o primeiro passo é fazer uma simulação. Esta etapa permite perceber quanto vai pagar por mês, que taxas se aplicam e quais são as melhores condições. Saiba como simular crédito habitação da forma certa.

Housing Credit Acquisition

Quanto posso pedir de crédito habitação? Saiba como calcular

Está a pensar comprar casa e não sabe quanto pode pedir de crédito habitação? Neste artigo, explicamos os critérios usados pelos bancos, como fazer o cálculo e que fatores podem aumentar ou reduzir o valor aprovado.

Housing Credit Acquisition

FINE: Learn how to analyze a credit proposal

When buying a house with a mortgage, you may come across confusing terms. If you have started the process and the bank has given you a sheet called FINE, understand its purpose and how to analyze it.

Housing Credit Acquisition

Effort rate: What is this concept and how is it calculated?

The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?

Housing Credit Acquisition

Mortgage loan: What is the difference between APR and APRC?

When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?

Mortgage Credit Transfer

Is the transfer of home loan credit free of charge?

With the rise in interest rates, the difficulty in paying monthly home credit installments is higher. That's why it's important to look for credit savings solutions, such as transferring it. Find out how this process works, and if it has costs.

Housing Credit Acquisition

Mortgage credit: Fixed, mixed, or variable interest rate?

The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the loan?

Housing Credit Acquisition

Mortgage credit glossary.

Are you going to take out a mortgage to buy your house? Know that throughout the process, you may come across confusing terms. We have prepared a glossary on mortgage credit to help you understand everything.

Housing Credit Acquisition

Pre-approval of mortgage credit: What comes next?

The mortgage credit process goes through several stages, starting with sending documents to the bank. Next, the bank needs to evaluate if the credit holders have the conditions to proceed, and only then is the credit pre-approved. But what comes next?

Housing Credit Acquisition

How to make an early repayment of my home loan?

Paying off your home loan early can be a solution to reduce the monthly installment you pay for this burden. Find out how it works, as well as the advantages and disadvantages.

Housing Credit Acquisition

What does the spread represent in mortgage credit?

Are you going to apply for a home loan and came across the concept of spread? This is one of the rates associated with this loan and can vary according to some aspects. Learn how the spread works so that you have a rate adjusted to your budget.