
All about the new housing support measures for young people.
The Government has in place some support measures for young people when buying a house. Understand all the measures in question.
The Portuguese government has launched some measures that benefit young people in buying a house, ensuring 100% financing in mortgage credit and various tax exemptions. Young people up to 35 years old can now enjoy exemptions from the Municipal Property Transfer Tax (IMT) and Stamp Duty (IS), based on the value of the house, and a public guarantee that covers up to 15% of the acquisition value. The measures also include exemptions for registration costs, facilitating the purchase process.
Get to know everything about these measures aimed at supporting the entry of young Portuguese people into the housing market.
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- Public guarantee for the acquisition of a house by young people expires as soon as 15% is paid.
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- IMT Young exemption? Check out the tables already in force. Link
- Financing up to 100% in home credit for young people is now in effect. [Translated from Portuguese] Source: Link
- Public guarantee for home purchases does not cover couples with only one young person up to 35 years old.
- Public guarantee for 100% of credit compromises the effort rate criterion.
- High effort rates limit young people's access to public guarantee in home loans. Source
- Public guarantee in home credit depends directly on the financed amount. Read more at: Link
- Housing credit at an all-time high boosted by tax exemptions.
- Does young housing credit with public guarantee have a maximum financing period?
- Young mortgage credit 100% financed: How to enter the CPCV? Visit https://www.poupancanominuto.com/artigos/credito-habitacao/credito-habitacao-jovem-100-financiado-como-dar-entrada-no-cpcv
- Tax exemption for young people when buying a house with new limits in 2025. (source: link)
- Purchase of house for young people: In addition to tax exemption, they can have 100% financed credit.