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Pré-contratação do crédito habitação: O que deve saber antes de avançar

Pre-contractual home loan: What you should know before moving forward.

Learn everything about the previous process of hiring a home loan.

29 Oct 20242 min

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Being well informed before pre-contracting a loan is essential to avoid traps and ensure that you are making the best choice according to your financial situation.

Knowing the different interest rates, associated conditions, and your rights as a consumer can make all the difference in your contracting experience.

By understanding all the terms and obligations, you can avoid unpleasant surprises and commitments that do not fit your needs. Learn all about hiring a credit in advance, in the articles below.

Related articles:

  1. Mortgage credit: Is it worth hiring?
  2. How to raise capital for the down payment on a home loan? Source
  3. How much does the initial entry cost for a housing credit?
  4. How much does it cost to get a mortgage? Visit https://www.poupancanominuto.com/artigos/credito-habitacao/quanto-custa-fazer-um-credito-habitacao for more information.
  5. "Housing credit: How to know if I have financial capacity?" - Link
  6. How many holders can I hire a mortgage loan with? (Original text: https://www.poupancanominuto.com/artigos/credito-habitacao/com-quantos-titulares-posso-contratar-um-credito-habitacao)
  7. What are the requirements for an approved home loan? (Translated from Portuguese)
  8. What do I need to do a home credit simulation?
  9. What is the maximum age to apply for a home loan? Link
  10. Buying a house with a home loan: What documents will the bank ask me for? https://www.poupancanominuto.com/artigos/credito-habitacao/comprar-casa-com-credito-habitacao-que-documentos-o-banco-me-vai-pedir
  11. Home loan financing of 100%: Is it possible? (Translated from Portuguese)
  12. What is the purpose of the credit responsibilities map? (Translated from Portuguese)
  13. What is the Credit Responsibilities Map and how to obtain it? Source: Link
  14. What is the difference between permanent primary and secondary housing in credit? Link
  15. Can I choose a mortgage before choosing the house? [https://www.poupancanominuto.com/artigos/credito-habitacao/posso-escolher-o-credito-habitacao-antes-de-escolher-a-casa]

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Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Intermédiaire de Crédit inscrit auprès de la Banque de Portugal avec le nº 0006860

Financefy - Mediação de Seguros Lda, inscrite à la ASF avec le nº 423578365


Poupança no Minuto est une marque de Financefy, S.A., intermédiaire de crédit lié, immatriculé auprès de la Banque du Portugal sous le numéro 0006860. Services autorisés : présentation ou proposition de contrats de crédit aux consommateurs. Assistance aux consommateurs, par la réalisation d'actes préparatoires ou d'autres travaux de gestion précontractuelle relatifs à des contrats de crédit non présentés ou proposés par l'entreprise. Prêteurs: Bankinter, S.A. - Succursale au Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Succursale au Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Succursale au Portugal, Immobilier Credit Union, S.A., Établissement Financier de Crédit (Entreprise Unique) - Succursale au Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Institution Financière de Crédit, S.A.